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Account Benefits & Services
Receive the below benefits
and services when you open a Personal Checking
or Business Checking Account with First South
Bank.
24-Hour
Telephone Access Line
Use First South Bank’s
ACCESSLine Telephone Banking to obtain your
account balance, to see if a check has cleared,
transfer funds between accounts, and much more.
To access telephone banking you may dial 1-888-317-0097.
Fees for the
use of the AccessLine apply to personal checking
and savings accounts only. The first six (6)
calls per monthly statement are available at
no charge. A charge of $.50 will apply to each
additional call during the statement period.
Preferred checking and Executive checking customers
receive unlimited calls.
Check
Safekeeping
First South Bank saves you the trouble
of keeping up with all of your canceled checks.
We provide a storage serves to hold canceled
checks up to 7 years. This service is available
with all accounts and is automatic with Basic
Free Checking and Club Checking Accounts.
Credit
Card
Sign into ELAN
Services to learn about the great credit
options they have for you. (Subject to credit
approval)
When you click on the link
above, you will leave the First South Bank's
website and go to Elan Credit Card Services.
Third party sites may have a privacy policy
different from First South Bank's and may provide
less security than this site. First South Bank
and its affiliates are not responsible for the
products, services, and content on any third
party website.
Direct
Deposit
Sign up for direct deposit and your
funds are automatically deposited into your
First South Bank checking, savings, or money
market account.
First
South Bank ATMs
All accounts have free, unlimited access
to any First South Bank ATM. Also you may use
any ATM where you see the STAR/CIRRUS logo at
no cost to you (it is possible that a non-First
South Bank ATM will charge you a fee for use
of their machine).
To
locate an ATM near you
Official
Checks
Official checks are bank checks that are an
obligation of the issuing bank. First South
Bank will sell official checks to deposit customers
when an official bank instrument is needed.
They are available at all full-service First
South Bank locations.
To Find a Branch Location near you.
Online
Banking and Bill Payment
This provides Internet access to all your accounts.
This service is free with any First South Bank
Personal Checking Account.
Learn how to sign up.
Overdraft Protection
Protect yourself from occasional overdrafts
with a First South Bank Credit Line. Lines of
credit are available from $1000 to $20,000 (subject
to credit approval).
Savings
Bonds
U.S. Savings Bonds are U.S. Treasury
securities that are backed by the full faith
and credit of the United States Government.
U.S. Savings bonds accrue interest until they
are cashed or reach maturity. There are two
types of Savings Bonds, Series
EE and Series HH.
Safe
Deposit Box
Safe Deposit Boxes are available in most of
our full service branches. You can select from
a small 3 x 5 box to a larger 11 x 11 box to
store your valuable papers and documents.
With a Preferred
Checking Account, you can receive a free
safe deposit box or a discount on a larger box.
Travelers
Checks
American Express Traveler's Cheques provide
you with safety, security, and peace of mind
when you travel. They are available in both
domestic and foreign currency. Choose from either
Regular Traveler's
Cheques or Checks for Two.
VISA
CheckCard
Open any personal checking account
and receive a VISA CheckCard absolutely free.
You will find that your VISA CheckCard is accepted
at millions of merchants and restaurants nationwide.
Wire
Transfers
Wire Transfers are a safe, timely, and convenient
way to transfer money around the world. First
South Bank customers may wire funds to or from
domestic banks or international banks from any
of our branch locations.
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