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Privacy Statement

Rev. 12/2010  

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: 
• Social Security number 
• Account balances
• Payment history
• Transaction history
• Credit history
• Employment information
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First South Bank chooses to share; and whether you can limit this sharing.


Reasons we can share your personal information

Does First South Bank share?

Can you limit this sharing?

For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus



For our marketing purposes - 
to offer our products and services to you



For joint marketing with other financial companies


We don't share

For our affiliates' everyday business purposes -  information about your transactions and experiences



For our affiliates' everyday business purposes -  information about your creditworthiness



For nonaffiliates to market to you


We don't share

To limit our sharing • Call Toll-free 1-888-993-7664 – our menu will prompt you through your choice(s)
• Mail the enclosed form
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions? Call toll-free 1-888-993-7664 or go to


What We Do  
How does First South Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. 
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those employees for whom access is appropriate.
How does First South Bank collect my personal information? We collect your personal information, for example, when you
• Open an account  
• Use your credit or debit card
• Provide account information
• Give us your contact   information
• Show your driver's license 
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only 
• sharing for affiliates' everyday business purposes – information about your
• affiliates from using your information to market to you 
• sharing for nonaffiliates to market to you 
State laws and individual companies may give you additional rights to limit sharing. 
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. 
Our affiliates include:
Financial companies such as: First South Leasing
Nonaffiliates Companies not related by common ownership or control. They can be financial and non-financial companies. 
First South Bank does not share with nonaffiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you. 
First South Bank doesn't jointly market.
Other Important Information
Acknowledgment of Receipt
______________________________________________     ______________________________________________
                                                                               Date                                                                                          Date


Mail-in Form 


   Mark any/all you want to limit:
[  ] Do not share information about my creditworthiness with your affiliates for their      everyday business purposes.
City, State, ZIP  
Account #  


Mail To: First South Bank
            1311 Carolina Avenue
            Washington, NC 27889


Privacy Model Disclosure
VMP® Bankers Systems™
Wolters Kluwer Financial Services © 2010

PRIV-MODEL  8/1/2020

2010.3/2121    2597756-010