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Universal Services

Basic II Checking

Basic II Checking provides unlimited check writing, unlimited teller transactions, no minimum balance, and a flat monthly service fee, plus it is loaded with extras.

Basic II Checking Features:
Minimum Monthly Balance: None
Monthly Service Fee: $3
Interest: No
Check Return Option: Check Images Returned in Statement
Account Benefits:  
  • Unlimited Check writing
  • Unlimited Teller Transactions
  • Free No Fee VISA CheckCard
  • Free Online Banking
  • Free Bill Payment
  • Free ATM withdrawals at First South Bank ATMs and STAR/CIRRUS ATMs*
  • Access the 24-Hour Automated Access Line
  • Free Direct Deposit
  • Free Notary Service
  • Access to Universal Account Benefits & Services

*does not include any fee the terminal owner may charge.

24-Hour Telephone Access Line ATMs
Check Safe Keeping Credit Card1
Direct Deposit Official Checks
Online Banking Online Bill Payment
Overdraft Protection1 Safe Deposit Box
Savings Bonds Travelers Checks
VISA CheckCard1 Wire Transfer

For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.


1 Subject to credit approval

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