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Beginning Families

“I think we have outgrown our first home!”

What’s important to you?

Starting a family is an exciting experience, and now that you have a responsibility that is beyond just yourself, it’s time to put a plan in place for managing the financial security your family needs.

Whether that includes a new home or remodeling your existing home, an adjustment in your budget for childcare, or a college savings plan, you need a new saving and spending strategy to help guide you through what can be a challenging, but personally rewarding, stage of your life.

Make a plan, then make it happen.

Create a monthly budget and stick to it. Continue contributing to your retirement savings plan as well as a savings account, as you will still need a cash-cushion for those unexpected events.

And, of course, if you are looking into a new home or thinking of fixing up your existing home, be sure to talk with a loan specialist early in the process for the tools and advice you need to help make the right decisions about how much debt you should take on.

You may be interested in …

  • myChoice Checking  (LINK to Personal Checking Comparison Chart)
  • myChild Savings (LINK to Personal Savings Comparison Chart)
  • myNestEgg Savings (LINK to Personal Savings Comparison Chart)
  • Roth IRA (LINK to IRA Grid page)
  • Mortgages (LINK to Mortgage Loan Programs Page)
  • Home Equity Loans or Home Equity Lines of Credit (LINK to loans programs page)
  • Personal Loans (LINK to Consumer Loan Page)
  • Credit Cards (LINK to the external Link Disclaimer page. The “Continue” button will go to https://online1.elancard.com/oad/begin?locationCode=3678)
  • eBanking (LINK to page with eBanking Grid/Diagram)

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