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Account Advantages

Online Banking and Bill Payment

Our online banking is the GPS of banking!  You can track the status and location of your money, check your balances, transfer funds between accounts and even pay your bills!

Benefits of Online Banking & BillPay

  • View savings and checking account history and check images
  • Download to Quicken, Quick Books, or MS Money
  • Transfer between First South Bank accounts, including payments to a FSB loan
  • Get electronic bills from your payees (if they are participating e-billers)
  • Set up reminders and alerts

With BillPay you can receive e-bills to your online banking accounts and make payments to anyone, anytime, anywhere in the United States. You can set up single payments or repeating payments, such as car payments or rent, scheduled up to a year in advance.

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Online BillPay
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24-Hour Access Line

Use First South Bank’s ACCESSLine Telephone Banking to obtain your account balance, to see if a check has cleared, transfer funds between accounts, and much more. To access telephone banking you may dial 1-888-317-0097.

Fees for the use of the AccessLine Apply to personal & business checking and savings accounts. The first four (4) calls per statement cycle are free. A charge of $1.00 will apply to each additional call during the monthly statement cycle.

Credit Card

To learn more about personal and busines credit cards through ELAN Services and the great options they have for you (subject to credit approval) click here.

First South ATMs

All accounts have free, unlimited access to any First South Bank ATM. Also, withdrawal money from any ATM where you see the Star/Cirrus logo at no cost to you. (It is possible that non-First South Bank ATMs will charge you a fee for use of their machine.)

To find an ATM near you, please click here.

Safe Deposit Box

Safe Deposit Boxes are available at most of our full service branches. You can select from a multitude of sizes ranging from a small 3 x 5 box to a larger 11 x 11 box to store your valuable papers and documents.

With a Preferred Checking Account, you can receive a free 3 x 5 safe deposit box or a discount on a larger one.

Debit Cards

Tuck your First South Bank debit card in your pocket and hit the road. It’s like having your bank with you everywhere you go!

Easy purchasing & withdrawals: Make purchases worldwide and get cash out of your accounts at ATMs and at merchants offering “cash back”.

Safe & Secure: Your First South debit card is protected by a Personal Identification Number (PIN), and a limited amount of attempts are allowed prior to card capture.

Monitor your accounts: Use your card to transfer money between eligible accounts or check your account balance at any ATM.

Going Abroad? Let us know before you go by calling (800) 946-4178.

To Report a Lost or Stolen VISA Debit card after hours, on weekends, or on holidays, please call 1 (866) 546-8273.

Wire Transfers

Wire Transfers are a safe, timely, and convenient way to transfer money around the world. First South Bank customers may wire funds to or from domestic banks or international banks from any of our branch locations.