Whether you’re a new entrepreneur or a seasoned executive planning your succession, we have products and a team that will listen and help find you the solutions you need to succeed.
Just getting started …
Are you a risk taker with a big idea, a classic entrepreneur or just trying to figure it out? You’re exhilarated and a little scared, but ready to take a risk with a BIG idea and committed to seeing it through.
What you need to succeed
Establish a stable customer base, a steady flow of cash, and acquire market share, as well as learn how to balance your time and resources. Also, be sure to regularly consult with your partner as you move through this journey.
How will you fund your company?
Funding sources range from your own personal savings account to friends, family, grants, and banks. Creating a business plan can help you analyze and evaluate different scenarios and options.
How First South can help
- Business First Checking – Enjoy a low-cost account
- Online Banking and Bill Pay – Sign up for secure and convenient Online Banking
- Mobile Banking – Give yourself flexibility and 24/7 access
- eCapture – Deposit checks from your desk
- Business Credit Card – Enjoy payment flexibility and automatic tracking
- Leasing – Take advantage of a wide variety of options. Contact one of our leasing consultants to decide which lease is right for you!
- eInvoice – Get paid faster
- eBusiness Manager – Access your accounts 24/7, 365 days per year
- Payroll Services – Save time and money
- Business Savings – Get started building some security
- SBA Loans – Check into this for low-cost financing options
- Asset-based Lending – Get immediate access to funds
- Operating Loans and Lines – Manage cash flow
On your way …
You’re someone who can envision the possibilities and opportunities for your company. You stay focused on working hard to balance growth and quality, and continue to think about what’s next and how to get there.
What you need to succeed
Review your business plan and overall finances; use planning and research tools to help you make sound decisions. Optimize your resources and carefully think through the items to be included in your future budget and goals. Leverage the resources of your partner.
How will you fund your growth?
Profits will be a good source of funding, as well as operating loans and lines from your bank. Investors, new partners, and joint ventures offer additional options.
How First South can help
- Business Plus – Enroll if you are an active checking user
- Business Interest – Take advantage of low-cost, interest-bearing checking for those with limited activity
- myLife – Allows you to enjoy the benefits of your financial life
- Online Banking and Bill Pay – Sign up for secure and convenient online banking
- Mobile Banking – Give yourself flexibility and 24/7 access
- eCapture – Deposit checks from your desk
- Business Credit Card – Enjoy payment flexibility and automatic tracking
- eInvoice – Get paid faster
- eBusiness Manager – Access your accounts 24/7, 365 days per year
- Payroll Services – Save time and money
- Business MMA – Earn money on your savings and enjoy access as well
- SBA Loans – Check into this for low-cost financing options when you’re looking for expansion
- CRE Loans – Take Advantage of flexible real estate lending options
- Asset-based Lending – Get immediate access to funds
- Operating Loans and Lines – Manage cash flow
- Leasing – Take advantage of a wide variety of options. Contact one of our leasing consultants to decide which lease is right for you!
- Business Wealth Management – Plan for the future, today, with an entire team of specialists at one place. Take a look at employee benefits and retirement plans.
- FSB@Work – Enhance your employee benefits package with this unique account that includes special rewards and services offered specifically for employees of First South Bank business customers.
You’ve arrived …
Your business is established and you have the stability to consider many options along with an experienced team to drive performance. You’re giving more thought to retirement, or at least fewer responsibilities, and maybe struggling with how to go about it.
What you need to succeed
A detailed evaluation of whether to expand, maintain or exit the business, while evaluating for each option in the areas of risk, return and security. Also, the right partners to help you begin to plan for that next phase.
How can you make your company more efficient?
Cash management and operating tools can help you save time and money.
How First South can help
- Business Analysis – Choose this cost-effective account for high transaction activity Link to Business Checking
- Business Interest – Take advantage of low-cost, interest-bearing checking for those with limited activity
- myLife – Allows you to enjoy the benefits of your financial life
- Online Banking and Bill Pay – Sign up for secure and convenient online account access
- Mobile Banking – Give yourself flexibility and 24/7 access
- eCapture – Deposit checks from your desk
- Business Credit Card – Enjoy payment flexibility and automatic tracking
- eInvoice – Get paid faster
- eBusiness Manager – Access your accounts 24/7, 365 days per year
- Payroll Services – Save time and money
- Business MMA – Earn money on your savings and enjoy access as well
- CRE Loans – Take Advantage of flexible real estate lending options
- Operating Loans and Lines – Manage cash flow options
- Business Wealth Management – Plan for the future, today with an entire team of specialists at one place. Reassess your personal and business financial plans as you approach retirement and succession begins.
- FSB@Work – Enhance your employee benefits package with this unique account that includes special rewards and services offered specifically for employees of First South Bank business customers.
- Purchase Second Home – Let us help!
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Financial Resources
From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.
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