Business Lines of Credit

Whether you need to finance growth or need a bridge to make ends meet, First South has the flexible lines of credit you need to keep you focused on moving your business forward.  We offer both secured and unsecured lines of credit.

Unsecured Lines of Credit
Features & Benefits

  • Quick and easy application process and local decision making1
  • Lines of credit ranging from $20,000 to $100,000
  • No collateral necessary
  • Can be tied to your First South business checking account as optional overdraft protection or unexpected cash flow shortages

Secured Lines of Credit
Features & Benefits

  • Quick and easy application process and local decision making1
  • Lines of credit ranging from $100,000 to $3 million
  • Non-real estate collateral required
  • Lower interest rate than an unsecured line of credit
  • Can be tied to your First South business checking account as optional overdraft protection or unexpected cash flow shortages

How to Apply
  • Fill out our online applicaton, powered through our partnership with Fundation®.

small business loan application



1 - All loans and lines of credit are subject to credit approval.  Origination and other fees may apply.

Visit your local branch to learn more about the solutions available to be tailored for your unique business needs.

business credit cards

Our cards give you the ability to earn rewards while separating your business and personal expenses.  Learn more

CUSTOMER CARE CENTER

888.993.7664
Monday – Friday
8:00am – 6:00pm

 

ACCOUNT ACCESS

Call our 24-hour Account ACCESSLine: 888.317.0097

 

BUSINESS ONLINE BANKING SUPPORT

844.375.0723
Monday – Friday
9:00am – 5:00pm