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Business Checking Comparison Chart

Features & Benefits Business Free Business Free Interest Simple Business Simple Business Plus Interest Checking Commercial Checking Club Checking Commercial Money Market
Minimum Balance Requirements None None $750 $2,000 $1,200 None None $2,500
Fee Below Minimum Balance None None $8 $10 $10 Based on Earnings Credit1 None $10
Interest None Yes None None Yes Yes None Tier Level2
Prime Line of Credit3 Yes Yes Yes Yes Yes Yes Yes Yes
No Annual Fee Business VISA Credit Card4 Yes Yes Yes Yes Yes Yes Yes Yes
Check Services                
Transaction Limitations Up to 750 Up to 750 Up to 50 debits and 100 deposits per month Up to 100 debits and 100 deposits per month Up to 50 debits and 100 deposits per month None Up to 5 debits, unlimited deposits Up to 6 pre-authorized payments per month
Free Initial Order of Checks5 Yes Yes None None None None None None
Online Services                
Online Banking Yes Yes Yes Yes Yes Yes Yes Yes
Online Bill Pay Yes Yes Yes Yes Yes Yes Yes Yes
Teller & Phone Services                
24-Hour Telephone ACCESSLine Yes Yes Yes Yes Yes Yes Yes Yes
Additional Benefits                
Free Direct Deposit Yes Yes Yes Yes Yes Yes Yes Yes
Free Notary Service Yes Yes Yes Yes Yes Yes Yes Yes
Free Night Depository Yes Yes Yes Yes Yes Yes Yes None
Free Zipper Bag Yes Yes Yes Yes Yes Yes Yes None
Free Group Banking For Employees Yes Yes Yes Yes Yes Yes Yes Yes
Access to Universal Services Yes Yes Yes Yes Yes Yes Yes Yes
Access to Business Services Yes Yes Yes Yes Yes Yes Yes Yes

1The difference between your earnings credit and your monthly activity charge
2 Tier Levels $0 - $2,499.99; $2500 - $49,999.99; $50,000 - $99,999.99; $100,000 - $249,999.99; and $250,000+
3 Subject to credit approval
4 Subject to credit approval
5 For eligible businesses only. $75 maximum value

 
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