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Cash Management Tools

The pace of business today demands online and mobile tools. We can help transform your company’s responsiveness with our solutions.

  • View your business and personal accounts in one single sign-on for online and mobile banking
  • Manage movement of cash to checking, savings, loans and lines of credit
  • Easily download to Quicken®, QuickBooks®, and Microsoft Money®
  • Initiate and authorize mobile payments
  • Originate and receive payments with ACH
  • Delegate authority to other users
  • Transfer funds between accounts
  • Enroll for free online statements
  • Make deposits from your office or cell phone
  • Receive electronic notifications and alerts
  • Pay your taxes online
  • Fraud prevention solutions
  • Support from experienced bankers

 Call or visit your nearest First South location. 

eBusiness Manager

Available 24 /7, 365 days a year, this solution offers the flexibility needed to access your accounts wherever and whenever is convenient to your small business.

Our banking package includes solutions to help you manage your money by logging into the bank’s website at www.firstsouthnc.com and enabling the options that fit your needs. The bank products included in the eBusiness Manager package are:

ACH Payment Origination and Collections

ACH functions help your business reduce accounts payable paperwork and administrative overtime. Set up ACH payments to vendors, make tax payments, and administer employee direct deposit.  You can also collect your funds by establishing ACH collections, which means prompt payment of invoices, fewer bounced checks, and less time preparing deposits.

Discounted Wires Transfer Solutions

Initiate wires right from your computer and allow users to have access with multiple layers of permissions and approval capability.

Account Reconciliation With Positive Pay

Account Reconciliation with Positive Pay enables us to match each check and ACH presented to your account with your check records to keep unauthorized items from clearing your account. We alert you to any unauthorized transactions and only pay what you request. This service allows you quick, accurate account reconciliation, control over unauthorized transactions, and quick transaction research with detailed reporting and check imagery. We offer a discount for using this service because protecting and managing your funds is a top priority of ours.

Payroll Solutions

Don’t let processing employee payroll keep you up at night. We offer several convenient options to process your employee payroll. Pay your employees by direct deposit with a customizable template that can be saved or edited.

 Call your nearest First South Location to get started

Business Online Banking

Put daily cash management at your fingertips.

This free, powerful service is all you need to:

  • Complete routine transactions in seconds
  • Track your account history
  • Get balance or key activity alerts
  • Order checks
  • Use Bill Pay to pay bills electronically or by check

 Sign up for Business Online Banking and Bill Pay. 

 Watch a demo 

Current customers can log into Online Banking to get started.


Take advantage of a premier solution in which you scan your deposit to First South Bank from your office.

eCapture allows you to:

  • Save time and get your accounts credited faster by scanning checks at your desk or home office. The electronic images are sent to us, and we’ll credit your accounts the next business day.
  • Replace cumbersome paperwork with secure storage of your check images and transaction history.

 Call or visit your nearest First South Location to get started

Merchant Services

Accept virtually every payment option from your customers, in person or online, including credit, debit, EBT, gift cards, and ACH.

We offer Telecheck Electronic Check Acceptance for those who prefer to pay by check.

 Call your nearest First South Location to get started

Payroll Services

Use our online solution to pay your employees. You’ll save time and money.

Simply log onto our eBusiness Manager and select online payroll to get started. Upload current employee data from your payroll system before our daily cut-off time and your employees will be paid by direct deposit within two business days.

Business Credit Cards

Transform paying your bills and making purchases into a business strategy!

Along with our partner, ELAN®, we offer a variety of different credit card products to help you pay your vendors, earn rewards, track spending, and manage your cash flow. Our family of Visa® business cards offers the flexibility to separate business from personal expenses, and provide access to free spending reports.

 View our Business Credit Card Options. 

Check Recovery

Save money and time collecting funds from dishonored checks with our convenient and efficient check recovery service, provided by our partner Checkmarc®. Checkmarc® has the research capability to find and collect your funds allowing you to spend your time running your business.

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.


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