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Financing Options

No matter what your business financing needs are, broader resources, in-depth knowledge, and fast turnaround make us the partner who can help you grow your bottom-line.

Contact a Business Lender Today!

 

Business Loans

Whether you’re starting a new business, expanding your capacity, or improving your capabilities, we have the business knowledge, resources and financing you need. Whether you are in the market for a long- or short-term loan, or a line of credit to help manage your cash flow more effectively, we have the team and the solutions to make it happen.

Commercial Real Estate Loans

Our experienced Real Estate lenders will work side by side to help guide you through your next endeavor. We offer a full array of mortgage and construction financing for business owners, income property investors, residential builders, and developers of residential and commercial projects.

Agricultural & Agribusiness Loans

We understand the demands and unique aspects of agricultural and rural real estate financing, and that’s why we offer a variety of flexible loans and programs. Our knowledgeable and experienced team can help provide financing to rural landowners, country homeowners, agricultural operators, and agribusiness firms. Let us help!

Equipment Loans

Finance that new truck, computer system, company vehicle, or business expansion, and conserve cash flow. Our bankers will work with you to customize financing based on your business cash flow and operational needs.

Equipment Leasing

This is a great alternative to term loans for small businesses looking for short-term savings in machinery and equipment, without having to tie up cash or unnecessarily draw down an existing line. Leasing is especially practical for business equipment that becomes outdated before it is paid off.

For more information on First South Leasing, please click here.

Small Business Administration (SBA) Loans

As a Small Business Administration preferred partner, we provide low-cost financing through selected SBA guaranteed loans, including 7A SBA Guaranteed Loans, SBA Express Loans and SBA 504 Term Loans.  These loans have qualifying guidelines and offer many favorable features. With low down payments, fixed and variable interest rates, and longer repayment terms, SBA loans are an attractive financing option for growing small businesses.

Asset Based Lending

Through a partnership with Chesapeake Bank, First South is proud to offer asset-based lending as a financing option. The program allows business owners to have immediate access to funds through their receivables, turning invoices into cash. Asset-Based lending provides immediate relief from cash flow stresses making it easier for you to focus on the growth of your business.

Personal Loans for Business Owners

Contact a Lender

Whether you are in the market for a long- or short-term loan, or a line of credit to help manage your cash flow more effectively, we have the team and the solutions to make it happen.

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.

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