Working Capital

First South Bank understands that working capital and cash flow are key factors in the success of your business.  Our experienced bankers take the time to get to know you and understand the needs and goals of your business, and then tailor a credit solution to help you achieve them.
Small Business Loans
When you are in need of working capital fast or looking to grow your business quickly, we're here to help. We have a quick online application you can fill out and get a 'YES' faster.
Business Loans
Business loans provide the ability to purchase assets or meet financing needs through a specific amount of credit and paid back based upon your situation.
Business Lines of Credit
Business lines of credit provide you with cash at your fingertips to use as needed and as part of your working capital.  Funds are accessible as you need them.
Asset-Based Lending
Asset-based lending allows business owners to have immediate access to funds through their receivables, turning invoices into cash.  Asset-based lending provides immediate relief from cash flow stresses making it easier for you to focus on the things you need to be focusing on -- the growth of your business.