Business Finance FAQs

What are my options for making a deposit after regular banking center hours?
What is the difference between my current and available balance?
What is First South Bank’s "routing and transit" numbers?
How can I reorder checks?
What is the cost of my checks?
What are the hours at my Banking Center?
How can I get a copy of a check, deposit slip or statement?

Q: What are my options for making a deposit after regular banking center hours?
A: You may use a night deposit box at one of our banking centers. Stop by your local banking center to establish the night deposit service.

Q: What is the difference between my current and available balance?
A: Your current balance is the balance reflecting the transactions that have posted as of the previous business day. Available balance is the current balance plus or minus any on-line credits and debits that will post to your account tonight (things such as ATM deposits, Online Banking transfers, ATM withdrawals, or the use of your VISA® CheckCard for purchases).

Q: What is First South Bank’s "routing and transit" numbers?
A: Your routing and transit numbers are the first 10 digits at the bottom of your checks. First South Bank’s routing and transit numbers is: 253171621

Q: How can I reorder checks?
A: There are two different ways that you can reorder checks. You may visit the Deluxe Check Page at the First South Bank website, or you may visit any branch and request a re-order of your current checks.

Q: What is the cost of my checks?
The cost of checks varies depending on the style of checks that you order and the fee schedule associated with your checking account. In order to review some of these options, you can speak with a Retail Service Associate by calling us at 1-800-946-4178.

Q: What are the hours at my Banking Center?
A: For the hours of the Banking Center closest to you, call our 24-hour AccessLine at 1-888-317-0097.

Q: How can I get a copy of a check, deposit slip or statement?
A: Copies of checks, deposit slips, or statements are available for a small fee depending on the account type. You may request a copy by speaking with a Financial Services Representative at 1-800-946-4178, or by sending us an email at [email protected].

For more information on Business Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.