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Online Banking

Personal Checking

All of our checking accounts include a free Visa® Debit Rewards Card, free Online and Mobile Banking with Bill Pay, and free online statements.

The smart, fast, safe way to pay. Choose the checking account that best suits your needs!

Whether you need an account that fits your on-the-go lifestyle or ones that give you interest or more flexibility, we have the checking account for you. Check out the comparison chart to see the accounts side by side.

myExpress is the best choice for customers on-the-go! The more you like online and mobile banking, the more you’ll like this checking account. You can also reduce OR eliminate your monthly maintenance fee based on how many qualifiers you meet.

myChoice is best for those who want the most flexibility! The more services you use with us, the more benefits you enjoy with this account. This checking account has even more options to reduce or eliminate your monthly maintenance fee based on how many qualifiers you meet.

myLife is for those who keep higher balances each month. The more you like seeing your money earn more money, the more you’ll like this account. Meet just one qualifier and your monthly maintenance fee will be waived.

 Learn more OR compare checking account features. 

Extra checking advantages that put you first:

  • Signature Debit Rewards: We give you 10 cents back every time you use a signature on debit card transactions of more than $20.
  • myFinances: This online financial management tool lets you view and manage all your accounts, not just First South’s, on one, easy-to-understand dashboard.

Questions? Your answer may be found in our FAQs.

Additional Services and Tools

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.


Proudly supporting our communities and the causes that touch them since 1902.