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Construction / Permanent Loans

With only one closing for both the construction and permanent financing, a construction-to-permanent mortgage saves you time, effort and money. And, because we provide the funds to your builder locally, while your home is under construction, it allows for a faster, more efficient process to get your dream home completed.

Choose a Construction / Permanent loan if you:

  • Interest-only payments throughout the construction phase.
  • Up to 12-month construction terms available.
  • Land or lot purchase can be included in the loan amount.
  • As little as 5% down payment.
  • A variety of fixed or adjustable rates available.
  • Take advantage of the lower rates before construction is complete with our Rate Cap Guarantee and Float-Down option.

What You Need to Know:
Contact a Mortgage Loan Officer to go over any questions you may have or call our Mortgage Call Center at 1-888-993-8754.

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