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About Us


First South Bank consistently ranks in the top 10 in return on Assets, Net Income, return on Equity, and Efficiency Ratio in the North Carolina Business Journal.  Also, as a bank strongly linked to the communities we serve, First South Bank proudly chose not to participate in the US Treasury TARP Program.

About Our Financial Strength

All Figures as of December 31, 2020
Total Assets: $746.9 million
Total Deposits: $642.6 million

About Our Leadership

Chairman/CEO: Bruce W. Elder

Board of Directors: 6 -person board of community leaders and banking experts.

Management Team: The bank is led by Mr. Bruce Elder and a team of 6 Executive Vice Presidents.

About Our Locations

Headquarters: 1311 Carolina Avenue, Washington, NC 27889

Branches: 26 branches throughout eastern and central North Carolina