Whether you’re starting a new business, expanding your capacity, or improving your capabilities, we have the business knowledge, resources and financing you need. Whether you are in the market for a long- or short-term loan, or a line of credit to help manage your cash flow more effectively, we have the team and the solutions to make it happen.

Our experienced Real Estate lenders will work side by side to help guide you through your next endeavor. We offer a full array of mortgage and construction financing for business owners, income property investors, residential builders, and developers of residential and commercial projects.

We understand the demands and unique aspects of agricultural and rural real estate financing, and that’s why we offer a variety of flexible loans and programs. Our knowledgeable and experienced team can help provide financing to rural landowners, country homeowners, agricultural operators, and agribusiness firms. Let us help!

Finance that new truck, computer system, company vehicle, or business expansion, and conserve cash flow. Our bankers will work with you to customize financing based on your business cash flow and operational needs.

This is a great alternative to term loans for small businesses looking for short-term savings in machinery and equipment, without having to tie up cash or unnecessarily draw down an existing line. Leasing is especially practical for business equipment that becomes outdated before it is paid off.

For more information on First South Leasing, please click here.

As a Small Business Administration preferred partner, we provide low-cost financing through selected SBA guaranteed loans, including 7A SBA Guaranteed Loans, SBA Express Loans and SBA 504 Term Loans.  These loans have qualifying guidelines and offer many favorable features. With low down payments, fixed and variable interest rates, and longer repayment terms, SBA loans are an attractive financing option for growing small businesses.

Through a partnership with Chesapeake Bank, First South is proud to offer asset-based lending as a financing option. The program allows business owners to have immediate access to funds through their receivables, turning invoices into cash. Asset-Based lending provides immediate relief from cash flow stresses making it easier for you to focus on the growth of your business.

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Whether you are in the market for a long- or short-term loan, or a line of credit to help manage your cash flow more effectively, we have the team and the solutions to make it happen.