Loading depends on your connection speed!

Getting a Business Loan

1. Approach banks or lending institutions you have worked with or are a customer of

2. Bring the following documentation:

  • Your business plan
  • Personal and business credit history
  • Personal and business financial statements for existing and startup businesses as well as projected financial statements
  • Cash flow projections for at least a year, and
  • Personal guaranties from all principal owners of the business

3. Be aware of the 4 Cs of Credit

Credit is awarded based on capacity, collateral, character and credit score. Be prepared to address each of these.

Need help?

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.

myCommunity

Proudly supporting our communities and the causes that touch them since 1902.