Getting a Business Loan


1. Approach banks or lending institutions you have worked with or are a customer of

2. Bring the following documentation:
  • Your business plan
  • Personal and business credit history
  • Personal and business financial statements for existing and startup businesses as well as projected financial statements
  • Cash flow projections for at least a year, and
  • Personal guaranties from all principal owners of the business
3. Be aware of the 4 Cs of Credit

Credit is awarded based on capacity, collateral, character and credit score. Be prepared to address each of these.


Our Business & Community Bankers are available to help you find the solutions you need to help your business grow.

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888.993.7664
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Call our 24-hour Account ACCESSLine: 888.317.0097


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