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Universal Services


Free Basic Checking

Simple, worry-free checking that gives you exactly what the name suggests, a convenient checking account that is absolutely free of monthly and per check charges. Plus, there is no minimum balance requirement.

Free Basic Checking Features:
   
Minimum Monthly Balance: None
   
Monthly Service Fee: None
   
Interest: No
   
Check Return Option: Check Safe Keeping
   
Account Benefits:  
 
  • Unlimited Check writing
  • Unlimited Teller Transactions
  • Free No Fee VISA CheckCard
  • Free Online Banking
  • Free Bill Payment
  • Free ATM withdrawals at First South Bank ATMs and STAR/CIRRUS ATMs*
  • Access the 24-Hour Automated Access Line
  • Free Direct Deposit
  • Free Notary Service
  • Access to Universal Account Benefits & Services

*does not include any fee the terminal owner may charge

24-Hour Telephone Access Line ATMs
Check Safe Keeping Credit Card1
Direct Deposit Official Checks
Online Banking Online Bill Payment
Overdraft Protection1 Safe Deposit Box
Savings Bonds Travelers Checks
VISA CheckCard1 Wire Transfer

 

For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.

 

1 Subject to credit approval



 
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