* Minimum loan size associated with this product is $7,500. The 3.625% Annual Percentage Rate (APR) is based on loan amount of $50,000+ for a term of 12 to 60 months. Rates range from 3.625% to 4.650% based on loan amount and term. The loan to value must not exceed 85%. Property insurance required, including flood insurance if applicable. Consult your tax advisor about deductibility of interest.

First South Bank will pay appraisal and valuation fees.

Escrow for taxes and insurance(s) are not included in the principal and interest payment. The APR includes a 1% origination fee and certain other bank, investor and service fees.

Additional bank, investor and service fees, including fees based on the mortgage loan applicant’s credit score, occupancy of the subject property, loan to value, investor and other loan factors may affect the APR. The APR is subject to change based on these and other factors. Rates and terms are subject to change at any time without notice. Loan must close by 12/31/2015.