Loading depends on your connection speed!

Online Banking

Our Leadership

John F. “Nick” Nicholson

Executive Vice President
Chief Credit Officer

Joined First South Bank: 2006

Education: Bachelor of Science in Industrial Relations from the University of North Carolina at Chapel Hill

Responsibilities: Manage and direct the Bank’s credit administration department and to ensure the Bank’s credit goals and objectives are met.

Professional Affiliations: Mr. Nicholson has served on the advisory board of the North Carolina Small Business and Technology Center since 1992. Simultaneously, he served on the Capital Region Advisory Board until 2009. Mr. Nicholson is a member of the Risk Management Association and formerly was active in the Chamber of Commerce for the Greater Raleigh Area, Garner, Wake Forest, Durham and Laurinburg.  Mr. Nicholson is also a member of the First Presbyterian Church in Raleigh, NC.

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.


Proudly supporting our communities and the causes that touch them since 1902.