Mortgage Loans
With all of the choices of mortgage loans available,
we want to help you choose the right one. First
South Bank offers a full range of products, each
with different features and advantages. Contact
your local Mortgage Loan Officer and they will
help you decide which loan is best for you.
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Adjustable
Rate Loans (ARMs)
Adjustable-rate mortgages (also called ARMs)
feature an interest rate that periodically
adjusts with changing market rates.
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Jumbo
Loans
Created primarily for large loans on higher
priced properties.
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Second
Homes
For the purpose of purchasing, building,
or refinancing beach, mountain, resort,
or other area homes.
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Construction/Permanent
Loans
If you are building your new residence,
First South Bank can provide you with both
the construction loan and permanent financing
as part of one transaction, saving you both
time and money in closing costs. This program
allows a one-time closing for both the construction
and permanent loan while protecting your
interest rate until construction is complete.
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Refinancing
If you need cash for that special purchase,
college tuition, a new boat, remodeling
your current home, or to simply lower your
interest rate and mortgage payment, refinancing
may be the answer.
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Special
Programs
Not all loans are a perfect fit for every
individual, that is why we have special
programs that meet individuals with special
needs. |
For more information on Home Mortgage Options,
click here
to send us your questions, or contact us at 1-888-993-8754.
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