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Mortgage Rates

First South Bank specializes in home grown mortgages while providing homebuyers with the You First experience.  To learn more about our mortgage options that can be tailored to meet your needs, please click here.

There is a mortgage loan officer in your area with all of the answers to your home loan questions.  To find the mortgage loan officer nearest you, please visit our Lender Directory.

Mortgage Rates

A loan amount of $200,000 will result in these monthly payments.    

Estimated Payments

Fixed Rate Loan



# of Months


 30 Year Fixed Rate  3.875% 4.0557%  360 $    940.47
 15 Year Fixed Rate 3.000%  3.1306% 180 $ 1,381.16

Rates as of 03/10/16 11:41 AM ET
Rates above are subject to change at any time without notice.

*Payments shown do not include amounts for taxes and insurance.  Actual payment obligation will be greater.

** The annual percentage rate (APR), is the cost of the credit over the term of the loan expressed as an annual rate.  The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.


  • Conventional conforming loan amounts of $200,000
  • Single family primary residence
  • Purchase Loan
  • Down Payment of 20%
  • 1% origination fee, in addition to other bank, investor and service fees
  • Mortgage rate lock period of 30 days
  • Customer profile with excellent credit

    These assumptions are subject to change without notice.  Rate, points and APR may be adjusted based on several factors including, but not limited to, loan amount, documentation type, loan type, occupancy type, property type, loan to value and your credit score.  Your final rate and points may be higher or lower than those quoted based on information relating to these factors, which may be determined after you apply.



Mortgage Rates

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