Mortgage Preparation Checklist

Personal Information
  • Name, social security number, and date of birth

  • Present address and telephone number

  • List of places you’ve resided at within the last 2 years

  • Name and address of your present mortgage company or landlord

  • Amount of monthly mortgage or rent payment

  • Previous two years’ W-2 forms

  • Last two years of signed Federal Tax Returns and all schedules

  • Pay stub from the last 30 days

  • Most recent two months’ bank statements, all pages (to include checking, savings, stock, retirement, etc.)

  • Copy of valid picture identification


Employment Information
  • Name, address, and telephone number of employer or employers for the last 2 years Position or title

  • Length of employment

  • Salary, commission, bonuses, and overtime pay


Self Employment Information
  • Last two years of signed business Federal Tax Returns and all schedules


Other Information
  • Source of other income, such as retirement or rental income

  • Name, address, account number, monthly payment, and present balance for installment loans or credit cards

  • Name and address of attorney handling your home purchase

  • Check for credit report fee

  • Copy of contract, if you are purchasing a home

  • Copy of settlement statement from sale of previous home if sold within the past 12 months


Information for Refinancing
  • Above information, as well as:

  • Copy of your deed (if your mortgage is not currently with First South Bank)

  • Copy of your Homeowners’ Insurance Policy (if your mortgage is not currently with First South Bank)


Information for Construction
  • Above information, as well as:

  • Copy of your deed to lot or offer to purchase on lot you intend to purchase

  • Complete set of plans and specifications

  • Signed construction contract

  • Survey of lot, if available

  • Builder information




Contact a lender or call us at 1.888.993.8754.




Speak with one of our mortgage loan officers today to learn more about the solutions we have to help you make owning a home a reality.

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888.993.7664
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