Owning a home doesn't have to just be a dream you have. There are several federal, state and local government financing programs available to homebuyers. These loans are typically easier to qualify for and require a smaller down payment than a traditional loan.
However, the qualifications and guidelines vary by loan program, so it's important to speak with a knowledgeable mortgage loan officer to find out which program you may qualify for.
First South Bank is proud to offer the following government programs: