If you’re looking to build your home, First South may be able to provide you with both the construction loan and permanent financing as part of one transaction! This process would save you both time and money in closing costs.
Because we provide the funds to you or your builder locally while your home is under construction, it allows for a faster, more efficient process to get your dream home completed. Letting us manage the funding process for you allows you to focus on the important things – like the process of building your home.
Choose a construction / permanent loan:
Interest-only payments throughout the construction phase
Land or lot purchase may be included in the loan amount
A variety of fixed or adjustable rates available
Take advantage of the market rates before construction is complete with our Rate Cap Guarantee for many of our construction/permanent programs