Construction Permanent Loans

If you’re looking to build your home, First South may be able to provide you with both the construction loan and permanent financing as part of one transaction! This process would save you both time and money in closing costs.

Because we provide the funds to you or your builder locally while your home is under construction, it allows for a faster, more efficient process to get your dream home completed. Letting us manage the funding process for you allows you to focus on the important things – like the process of building your home.

Choose a construction / permanent loan:
  • Interest-only payments throughout the construction phase

  • Land or lot purchase may be included in the loan amount

  • A variety of fixed or adjustable rates available

  • Take advantage of the market rates before construction is complete with our Rate Cap Guarantee for many of our construction/permanent programs

To learn more about the steps involved in building a home, please view our BUILDING A HOME Series in our Financial Education Center.

What You Need to Know:

Visit your local branch to meet with a mortgage loan officer or send our mortgage team a message and they'll reach out to you directly.

Speak with one of our mortgage loan officers today about our construction-permanent loans.
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