Jumbo Loans

Jumbo Loans were created for those who have a higher property value and can handle a larger monthly mortgage payment. They’re often referred to as “non-conforming” loans because they do not conform to the loan limits set by Fannie Mae or Freddie Mac. You will experience a higher interest rate and a larger down payment requirement if you qualify for a jumbo loan.


Choose a jumbo loan if you:
  • Want to finance properties with a loan amount in excess of $417,000 and can handle larger monthly payments

  • Are an investment-minded buyer who wants to leverage your assets more effectively

Loan value can reach up to $2 million, providing a buyer the convenience of having only one loan for their property.


What You Need to Know:

Visit your local branch to meet with a mortgage loan officer or send our mortgage team a message and they'll reach out to you directly.



Speak with one of our mortgage loan officers today to learn more about the loan solutions we can tailor to your specific needs.
Retired African American couple laughing together and riding bikes.

retirement

First South Wealth Management offers unique options to prepare you for the next phase of your life.  Don't put it off!  Start today!

APPLY ONLINE

 

MORTGAGE CALL CENTER

888.993.8754
Monday - Friday
9:00am - 5:00pm

 

CUSTOMER CARE CENTER

888.993.7664
Monday - Friday
8:00am - 6:00pm