A low-interest rate mortgage through the North Carolina Housing Finance Agency (NCHFA) can make the difference between owning a home and dreaming about it.
Home buyers may qualify for extra help with the NCHFA down payment assistance program. This program offers interest-free, deferred payment second mortgages to help pay down payment and closing costs.
Choose a NCHFA loan if you:
Are a citizen of North Carolina and buying a home here
Annual household income does not exceed the maximum income limits allowed by the NCHFA