USDA Loans

USDA loans are government loans for those living in rural areas. With no down payment required, low interest rates and no private mortgage insurance required, these loans assist borrowers with a lower income.


Choose a USDA loan if:
  • You are looking for a low to no down payment loan option

  • Are looking to purchase a home in a rural area


What You Need to Know:

Visit your local branch to meet with a mortgage loan officer or send our mortgage team a message and they'll reach out to you directly.



One of our mortgage loan officers will help you determine which loan option best fits your specific needs.
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First South offers a variety of accounts to make sure we meet you where you are on your financial journey.  Learn more.

APPLY ONLINE

 

MORTGAGE CALL CENTER

888.993.8754
Monday - Friday
9:00am - 5:00pm

 

CUSTOMER CARE CENTER

888.993.7664
Monday - Friday
8:00am - 6:00pm