Mortgage Rates

First South Bank specializes in home grown mortgages while providing home buyers with a You First experience.  The chart below will help give you an idea of current mortgage rates on 15 year mortgages and 30 year mortgages with a conventional fixed rate mortgage.  A mortgage loan officer can help you determine the specific rates for the loan option that's best suited to your needs.


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      Estimated Payments
Payments based on $200,000 loan amount
Fixed Rate Loan Rate APR # of Months Amount
30 yr fixed 4.000% 4.182% 360 Months $954.83
15 yr fixed 3.250% 3.584% 180 Months $1,405.34

Rates as of 08/18/2017 8:29 AM ET
** The annual percentage rate (APR), is the cost of the credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rates and points only and does not take into account other loan specific finance charges you may be required to pay.