Mortgage Center

First South Bank has been making home financing easy for citizens of North Carolina since 1902. We understand the joy that comes with each new home, and the level of commitment you have made in deciding to purchase one.

We offer competitive rates and our Mortgage Loan Officers have the experience and knowledge to help guide you through the mortgage process as quickly and thoroughly as possible.

Mortgage Programs
Learn about mortgage programs that First South Bank has to offer.

Mortgage Terms
Want to know the difference between appraisal fee and application fee? We can help. We offer mortgage definitions for your convenience.

Getting Started
To help you become more knowledgeable of the home buying process, we have included some steps to home ownership.

Mortgage FAQs
Still have questions? Check out our "Frequently Asked Questions" to see if someone else was wondering the same thing.

Apply For Your Loan
You may Apply Online or contact a Mortgage Loan Officer to start the loan application process. If you have any questions along the way, do not hesitate to contact our Mortgage Call Center at 1-888-993-8754 or a Mortgage Loan Officer in your area.