First South Bank Mortgage Products                    

    First South Bank’s Qualifications

First South Bank is an approved Seller/Servicer of Freddie Mac & Fannie Mae.  First South’s mortgages are also approved by the Federal Housing Administration (FHA), the Veteran’s Administration (VA), North Carolina Housing Finance Agency, and the USDA Guaranteed Rural Housing Program

Mortgage & Construction Loan Products
  • Purchase / Refinance / Construction Loans
  • Fixed Rate Mortgages
  • Adjustable Rate Mortgages with Lower Start Rates
  • First Time Home Buyer Programs – North Carolina Housing Finance Agency,  Rural Housing and other Programs
  • Construction / Perm Loans
  • Lot Loans
  • Down Payment Assistance Programs
  • Soft Second Mortgages
  • Jumbo and Super Jumbo Loans

Mortgage Loan Rates

Mortgage rates change daily.  Contact your local mortgage loan department for current mortgage rates.
 Equal Housing Lender