First South Bank Mortgage Products                    

    First South Bank’s Qualifications

First South Bank is an approved Seller/Servicer of Freddie Mac & Fannie Mae.  First South’s mortgages are also approved by the Federal Housing Administration (FHA), the Veteran’s Administration (VA), North Carolina Housing Finance Agency, and the USDA Guaranteed Rural Housing Program

• Purchase / Refinance / Construction Loans
• Fixed Rate Mortgages
• Adjustable Rate Mortgages with Lower Start Rates
• First Time Home Buyer Programs – North Carolina Housing Finance Agency,  Rural Housing and other Programs
• Construction / Perm Loans
• Lot Loans
• Down Payment Assistance Programs
• Soft Second Mortgages
• Jumbo and Super Jumbo Loans

 Equal Housing Lender