| NCHFA
(North Carolina Housing Finance Agency)
If your income is modest, a low-interest mortgage
from the North Carolina Housing Finance Agency
can make the difference between owning a home
and dreaming about it.
NCHFA offers 30-year, fixed rate
mortgages at interest rates that are below the
market for new homes, existing homes, and homes
under construction.
For home buyers that need extra
help, NCHFA offers interest-free, deferred second
mortgages to help pay down payment and closing
costs.
Choose a NCHFA loan if you:
- Are buying a home in North Carolina
- Are a first time home buyer, or you
have not owned a home as your principal
residence during the past three years
- Annual household income does not exceed
the maximum income limits allowed for
your county
- Are a reasonable credit risk
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What You Need to Know:
Contact a Mortgage
Loan Officer to go over any questions you
may have or call our Mortgage Call Center at 1-888-993-8754.
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