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Certificates of Deposit

First South Bank's CDs offer great rates for an investment as little as $500, with higher rates available for higher CD balances. You can have a choice in how you watch your money grow by investing your money for a specific term and rate.

Certificate of Deposit Features:

  • Get a guaranteed interest rate for the term you select.
  • Interest can be paid monthly, quarterly, or at maturity.
  • Interest can automatically be deposited into your First South Bank checking or money market checking account.
  • The security of FDIC insurance*

Automatic Renewal Option

We will notify you when your CD is about to mature. You will then have seven days to change your term or withdraw your CD funds without penalty. If you choose not to make any changes, your CD automatically renews for the same term at the current interest rate.

*Note:  Exact amount of FDIC insurance depends on amount of deposit and nature of ownership interest.

Penalties may apply to early withdrawals.

Do you have a savings goal in mind? Use one of our calculators to determine how long it will take to reach your goal.

For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.