Personal Checking
At First South Bank, we have developed a wide range of checking accounts to meet all of our customers' needs. We understand that different customers look for different things in a checking account. To help choose the right account, please use the Checking Account Comparison Chart to judge for yourself the best features to save time and money.
Select a Personal Checking option below:
myExpress Checking
The best choice for customers who bank online and on-the-go.
myExpress Checking Features:
- Low minimum opening deposit.
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Low monthly maintenance fee of $8 which may be completely waived by meeting four of the following:
- Maintain direct deposit or recurring ACH transaction(s)
- 20 or more debit card point-of-sale transactions
- Receive eStatements
- Write five or fewer paper checks
- Maintain First South savings or money market account
- Process three or more Bill Payments
- Visa Debit Card
- Online and Mobile Banking*
- Signature Debit Cash Back Rewards
- myStatement Rewards
- myCashFlow
*Note: your mobile carrier's text messaging and web access charges may apply.
For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.
myChoice Checking
Best for customers who want flexibility in how they bank.
myChoice Checking Features:
- Low minimum opening deposit.
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Low monthly maintenance fee of $10 which may be completely waived by meeting five of the following:
- Maintain direct deposit or recurring ACH transaction(s)
- 15 or more debit card point-of-sale transactions
- Receive eStatements
- Senior – age 60 or better
- Maintain $1,000 average ledger statement balance
- Maintain $2,500 average collected balance in checking, savings and money market
- Maintain First South savings or money market account
- Maintain First South CD over $10,000
- Maintain First South mortgage*
- Maintain First South consumer loan**
- Visa Debit Card
- Online and Mobile Banking***
- Signature Debit Cash Back Rewards
- myStatement Rewards
- myCashFlow
*Note: Subject to credit approval.
**Note: Subject to credit approval. With an outstanding balance (excluding reserve line).
***Note: Your mobile carrier's text messaging and web access charges may apply.
For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.
myLife Checking
Best for those who are enjoying the benefits of their financial life.
myLife Checking Features:
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Monthly maintenance fee of $25 which may be waived by meeting just one of the following:
- Maintain $15,000 combined in checking, savings and money market account
- Maintain $10,000 combined in checking, savings and money market and First South Wealth Management relationship, First South mortgage*, or First South consumer loan**
- Maintain a Business Interest, Business Plus or Business Analysis account
- Visa Debit Card
- Online and Mobile Banking***
- Signature Debit Cash Back Rewards
- myStatement Rewards
- myCashFlow
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Receive extra perks just for being a myLife accountholder:
- Identity Theft Protection1
- Free Checks2
- Free Safe Deposit Box3
- Overdraft Protection4
- ATM Surcharge Refund5
- Official Checks
- Stop Payments
- Annual Financial Review
*Note: Subject to credit approval.
**Note: Subject to credit aproval. With an outstanding balance (excluding reserve line).
***Note: Your mobile carrier's text messaging and web access charges may apply.
¹Identity theft protection is not a counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. Monthly fees may apply.
2Checks are wallet style.
3Subject to availability.
4Overdraft protection transfer fees may apply.
5Up to $3 per month.
For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.
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Monthly maintenance fee of $25 which may be waived by meeting just one of the following:
