myExpress Checking

myExpress is the best choice for customers on-the-go!  The more you like mobile and online banking, the more you’ll like this checking account.  You can also reduce OR eliminate your monthly maintenance fees based on the qualifiers you meet.

  • Does not earn interest 

  • Visa® Debit Card1

  • e-Statements

  • Free online banking & bill pay

  • Free mobile banking2 with myMobile (includes eDeposit & ePay)

  • Signature Debit Cash Back Rewards

  • Fee-free ATMs at FSB locations3, along with free nationwide CashPoints® ATM network

  • Overdraft4 and Identity Theft5 protection available

Reduce or Eliminate Fees

Maintenance fees on this account can run up to $8 per month.  However, you can reduce the fee by $2 (up to $8) for each of the following qualifiers met monthly:

  • Maintain direct deposit or recurring ACH Transaction(s)

  • 20 or more debit card point-of-sale transactions

  • Receive e-Statements

  • Write five or fewer checks per cycle

  • Maintain First South savings or money market account

  • Process three or more Bill Payments

  • Senior: Age 60 or better

How to Open

At this time, all accounts with First South Bank must be opened at one of our branch locations. There is a minimum opening deposit of $25 for this account.

1 – Subject to approval
2 – Your mobile carrier’s text messaging and web access charges may apply
3 – Fees may apply at ATMs outside the FSB or Cash Points network
4 – Overdraft protection transfer fees may apply
5 – Identity Theft Protection is not a counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.  Monthly fees may apply.

Speak with a banker today to discuss which checking account is right for you.

mobile banking

With myMobile, not only can you bank anywhere, but you can get a snap shot of all of your accounts at one time. Learn more.





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