myLife Checking

myLife is for those who keep higher balances each month.  The more you like seeing your money earn more money, the more you’ll like this account.  Meet just one qualifier and your monthly maintenance fee will be waived. 

  • Earns tiered interest

  • Visa® Debit Card1

  • e-Statements

  • Free online banking & bill pay

  • Free mobile banking2 with myMobile (includes eDeposit & ePay)

  • Signature Debit Cash Back Rewards

  • Fee-free ATMs at FSB locations3, along with Free nationwide CashPoints® ATM network

  • Free Overdraft protection4

  • Free Identity Theft5 protection

  • Free 3x5 Safe Deposit Box8; or discount on larger

  • Free standard checks6

  • $250 Mortgage Origination Rebate9

Reduce or Eliminate Fees

Maintenance fees on this account can run up to $25 per month.  However, you can reduce the fee (up to $25) by meeting just one of the following qualifiers monthly:

  • Maintain $15,000 average collected monthly balance in checking, savings and money market account

  • Maintain $10,000 average collected monthly balance in checking, savings, and money market account AND one of the following:

    • First South Wealth Management investment relationship

    • First South Mortgage9

    • First South Consumer Loan7

    • First South certificate of deposit (CD)

  • Maintain a Business Interest, Business Plus, Business Analysis or IOLTA account

    How to Open

    At this time, all accounts with First South Bank must be opened at one of our branch locations. There is a minimum opening deposit of $100 for this account.

    1 – Subject to approval
    2 – Your mobile carrier’s text messaging and web access charges may apply
    3 – Fees may apply at ATMs outside the FSB or Cash Points network
    4 – Overdraft protection transfer fees may apply
    5 – Identity Theft Protection is not a counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating.  Monthly fees may apply.
    6 – Checks are wallet style.
    7 – Subject to credit approval.  With an outstanding balance (excluding reserve line).
    8 – Subject to availability
    9 – Subject to credit approval

    Speak with a banker today to discuss which checking account is right for you.
    Grandfather and young grandson sitting in a field together looking at the plant life.


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