Personal Credit Cards

When it comes to credit cards, we know that you’re looking for the card that gives you the flexibility to make your purchases safely and conveniently, while also earning rewards! With our Visa credit card options we offer you all that and hometown convenience.

Find the card that’s right for you:

Enjoy a Longer Intro Rate
Visa® Platinum Card
  • Extended introductory offer

  • Save on interest and pay down your other credit card balances faster

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Earn Valuable Rewards
Visa Bonus Reward Card
  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that’s equivalent to 1.25 points) on all points earned every month, automatically1

  • $25 cash back after your first purchase 

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Visa Bonus Rewards PLUS Card
  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that’s equivalent to 1.5 points) on all points earned every month, automatically 2

  • $50 cash back after your first purchase

  • Low annual fee 

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Cash Rewards American Express® Card
  • Apply Now | Learn More

  • Earn up to 3% cash back on gas

  • Also earn up to 2% cash back at supermarkets and 1% on all other purchases

  • $25 cash back after your first purchase

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 Travel Rewards American Express® Card 
  • 3x reward earnings on airline net purchases, 2x reward earnings on restaurant and hotel purchases

  • $75 cash back after your first purchase

  • Low annual Fee

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Build Your Credit3
Visa College Rewards
  • For college students

  • Great rates and manageable credit lines

  • Earn 1 reward point for every net $1 you spend on purchases 

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Visa Secured Card
  • Excellent opportunity for someone starting a credit history or for someone who has been turned down before for a credit card

  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

  • Low annual fee

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1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases (purchases minus credits and returns) plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history

The creditor and issuer of these Cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., MasterCard International Incorporated, and American Express. MasterCard is a registered trademark of MasterCard International Incorporated. American Express is a federally registered service mark of American Express.




Our bankers can help you determine which credit card option is best for you!


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