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Consumer Loans

When it’s time for a garage with room for both cars, a new truck for the family or adding landscaping to your home, come to the bank that puts you first with fast application response and budget-friendly rates.

Personal Loans

Customize your loan! Choose from …

  • Secured and unsecured options
  • Term loans or single-pay, and no prepayment penalty
  • The monthly payment date that you want
  • Payment processing at your local branch

 FAQ 

 Contact your community banker for assistance today! 

Home Equity Loans and Lines of Credit

Both are excellent financial tools for financing a home remodel or expansion. Enjoy flexible terms and personal service from people you trust.

  • An equity loan features fixed rate and term, and is a good choice when you have a defined purchase or project.
  • An equity line offers access to credit that you can pay off and use again for several ongoing or new purposes.

 Find out how much you can borrow 

All home equity loans subject to approval and acceptable property valuations, if applicable.

  • Refinancing pre-existing debt with a home equity loan or line may increase the total number of monthly debt payments, as well as the aggregate amount paid by a borrower over the term of the mortgage loan.
  • Consult your tax advisor regarding deductibility of interest.

 Contact a lender today! 

Standard credit qualifications apply.

Overdraft Protection

Avoid overdrafts with our Reserve Line of Credit.*

Overdraft charges are annoying and expensive. You can avoid them by getting our Reserve Line of Credit, which provides you a flexible credit reserve to use whenever you need it. You can use again and again as you pay it off.

It’s easy. You access your line by writing a check from your checking account, and funds are transferred to your account in $100 increments. And, you pay interest only when you have an outstanding balance on your line.

*Standard credit qualifications apply.

Credit Cards

Whether you are looking for a rewards card that earns automatic bonus points on every purchase, or a card to help pay down other balances, we have a credit card for you!

To learn more about personal and business credit cards through ELAN Services and the great options they have for you (subject to credit approval), click here.

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.

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