Basic Checking

• No Minimum Balance
• No Monthly Fee
• Unlimited Checkwriting
• No Fee VISA CheckCard 1
• No Annual Fee VISA Card 2

  Basic Checking II

   

   

  • No Minimum Balance
  • $3 Monthly Maintenance Fee
  • Unlimited Checkwriting
  • Checks returned in monthly statement
  • No Fee VISA CheckCard 1
  • No Annual Fee VISA Card 2

  Executive Checking

   

  Preferred Checking at First South Bank comes with all the benefits.  This checking account is for people of all ages.  The following are the benefits of this account:

  • $5,000 Minimum Daily Balance
  • No Monthly Fee if minimum balance requirements are met
  • Otherwise a $30 per month maintenance fee
  • Premium Interest Rates
  • Unlimited Checkwriting
  • Free Specialty gray wallet style checks and checkbook cover
  • No Fee VISA CheckCard 1
  • No Annual Fee VISA Card 2
  • Check Safekeeping

  Executive Checking at First South Bank designed for the customer with large deposits!  This checking account is for people of all ages.  The following are the benefits of this account:

   

  • $5,000  Minimum Daily Balance
  • No Monthly Fee if minimum balance requirements are met
  • Otherwise a $15 Monthly maintenance fee
  • Unlimited withdrawals at teller window or ATM
  • Make up to six pre-authorized payments per month, three of may be third party checks
  • Earn premium money market interest rates as tier levels increase 6

  Member   Equal Housing Lender

  • Money Market Checking

    Money Market Checking at First South Bank!  This checking account is for people of all ages.  The following are the benefits of this account:

     

    • $1,500 Minimum Daily Balance in checking OR
    • $2,500 Minimum Daily Balance in a combination of checking, saving ,money market checking, or reserve line. OR
    • $5,000 in any combination of CD or IRA accounts
    • No Monthly Fee if minimum balance requirements are met
    • Otherwise a $20 per month maintenance fee, plus $.45 debit activity fee for each check or withdrawal
    • Interest Checking
    • Unlimited Checkwriting
    • Free Specialty gray wallet style checks and checkbook cover
    • No Fee VISA CheckCard 1
    • No Annual Fee VISA Card 2
    • Free Standard Safe Deposit Box 3
    • 1/4% discount on any approved consumer loan 4
    • Overdraft protection for approved applicants with a 4% discount on the annual percentage rate
    • No Penalty CD withdrawal 5
    • No fee regular American Express Travelers Cheques
    • No fee official checks

     

     

• No minimum balance
• No monthly fee
• Interest checking
• Unlimited checkwriting
• Free gray wallet style checks and checkbook cover or $5 credit on any style checks*
• No fee VISA CheckCard 1
• No annual fee VISA Credit Card 2
• No penalty CD withdrawal 3

Preferred Checking

 1 Visa CheckCard: For approved applicants. 2  Visa Credit Card: Subject to credit approval. 3  Safe Deposit Box:  Subject to availability.  If you need a larger box, you may apply the credit for the standard box towards the larger box. 4 Discount on Consumer Loan:  First South Bank Home Equity Line not subject to 1/4% discount. 5 No Penalty CD Withdrawal: Applies to admittance in a health card facility, retirement facility or nursing home.  Penalty is still applicable if CD is withdrawn within the first six days after the date of any deposit to the CD.  $25,000 maximum withdrawal per calendar year per specified Preferred or Senior Checking account without a penalty. 6 Money Market Interest Rates: Balances below $5,000 will earn the current interest checking rate.