Checking Accounts
Basic Checking
We Have FREE Basic Checking at
First South Bank! This checking account is for people of all ages.
The following are the benefits of this account:
- No Minimum Balance
- No Monthly Fee
- Unlimited Checkwriting
- No Fee VISA CheckCard
1
- No Annual Fee VISA Card
2
- No Minimum Balance
- $3 Monthly Maintenance Fee
- Unlimited Checkwriting
- Checks returned in monthly
statement
- No Fee VISA CheckCard
1
- No Annual Fee VISA Card
2
Executive Checking
Preferred Checking at First South Bank
comes with all the benefits. This checking account is for people of all
ages. The following are the benefits of this account:
- $5,000 Minimum Daily Balance
- No Monthly Fee if minimum balance
requirements are met
- Otherwise a $30 per month
maintenance fee
- Premium Interest Rates
- Unlimited Checkwriting
- Free Specialty gray wallet style
checks and checkbook cover
- No Fee VISA CheckCard
1
- No Annual Fee VISA Card
2
- Check Safekeeping
Executive Checking at First South Bank
designed for the customer with large deposits! This checking account is
for people of all ages. The following are the benefits of this account:
- $5,000 Minimum Daily Balance
- No Monthly Fee if minimum balance
requirements are met
- Otherwise a $15 Monthly maintenance fee
- Unlimited withdrawals at teller
window or ATM
- Make up to six pre-authorized
payments per month, three of may be third party checks
- Earn premium money market interest
rates as tier levels increase 6
Member
Equal Housing Lender

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Money Market Checking
Money Market Checking at First South
Bank! This checking account is for people of all ages. The
following are the benefits of this account:
- $1,500 Minimum Daily Balance in
checking OR
- $2,500 Minimum Daily Balance in a
combination of checking, saving ,money market checking, or reserve line. OR
- $5,000 in any combination of CD or
IRA accounts
- No Monthly Fee if minimum balance
requirements are met
- Otherwise a $20 per month maintenance fee,
plus $.45 debit activity fee for each check or withdrawal
- Interest Checking
- Unlimited Checkwriting
- Free Specialty gray wallet style
checks and checkbook cover
- No Fee VISA CheckCard
1
- No Annual Fee VISA Card
2
- Free Standard Safe Deposit Box
3
- 1/4% discount on any approved
consumer loan 4
- Overdraft protection for approved
applicants with a 4% discount on the annual percentage rate
- No Penalty CD withdrawal
5
- No fee regular American Express
Travelers Cheques
- No fee official checks
Seniors age 50 and over get
FREE Checking at First South Bank, plus much more! The following are the
benefits of this account:
- No minimum balance
- No monthly fee
- Interest checking
- Unlimited checkwriting
- Free gray wallet style checks and checkbook cover or
$5 credit on any style checks*
- No fee VISA CheckCard
1
- No annual fee VISA Credit Card
2
- No penalty CD withdrawal
3
1 Visa
CheckCard: For approved applicants. 2 Visa
Credit Card:
Subject to credit approval. 3 Safe Deposit
Box: Subject to availability. If you need a larger box,
you may apply the credit for the standard box towards the larger box.
4
Discount on Consumer Loan: First South Bank Home Equity
Line not subject to 1/4% discount. 5 No Penalty
CD Withdrawal: Applies to admittance
in a health card facility, retirement facility or nursing home. Penalty
is still applicable if CD is withdrawn within the first six days after the
date of any deposit to the CD. $25,000 maximum withdrawal per calendar
year per specified Preferred or Senior Checking account without a penalty.
6 Money Market Interest
Rates: Balances below $5,000 will earn the current interest checking
rate.
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