| Personal Checking
Comparison Chart
| Features & Benefits |
Free
Basic |
Basic
II |
Free
Senior |
Preferred
Checking |
Executive
Checking |
| Minimum Balance Requirements |
None |
None |
None |
$15001,
$25002,
or $50003 |
$5000 Minimum Daily Balance |
| Monthly Service Fees |
None |
$3 Monthly Maintenance Fee |
None |
$20 if Minimum Balance Not Met4 |
$30 if Minimum Balance Not Met |
| Interest |
None |
None |
Yes |
Yes |
Yes |
| Check Imaging |
$3 Fee5 |
Yes |
Yes |
Yes |
Yes |
| Free VISA CheckCard6 |
Yes |
Yes |
Yes |
Yes |
Yes |
| No Annual Fee VISA Credit Card7 |
Yes |
Yes |
Yes |
Yes |
Yes |
| Check Services |
|
|
|
|
|
| Unlimited Check Writing |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free Checks8 |
None |
None |
Yes |
Yes |
Yes |
| Online Services |
|
|
|
|
|
| Free Online Banking |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free Online Bill Pay |
Yes |
Yes |
Yes |
Yes |
Yes |
| Teller & Phone Services |
|
|
|
|
|
| 24-Hour Telephone ACCESSLine9 |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free Unlimited Teller Transactions10 |
Yes |
Yes |
Yes |
Yes |
Yes |
| Additional Benefits |
|
|
|
|
|
| Free Direct Deposit |
Yes |
Yes |
Yes |
Yes |
Yes |
| Free Notary Service |
Yes |
Yes |
Yes |
Yes |
Yes |
| Access to Universal Services |
Yes |
Yes |
Yes |
Yes |
Yes |
For more information on Personal Finance Options, click
here to send us your questions, or contact us at
1-800-946-4178.
1 $1500 minimum daily
balance in checking
2 $2500 minimum daily balance
in combination of checking or savings
3 $5000 in a combination
of a CD or IRA account
4 a $0.45 per debit if
minimum balance not met
5 $3 fee for check imaging
in statement, otherwise check safe keeping will be applied
6 For approved applicants
7 Subject to credit approval
8 Checks are wallet style
9 Fees for the use of the
AccessLine apply to personal checking and savings accounts
only. The first four (4) calls per statement cycle free. A charge of $1.00 will apply to each additional call during the statement period.
10Teller transactions include
deposits, withdrawals, transfers, or cashed checks
|
