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Personal Checking Comparison Chart

Features & Benefits Free Basic Basic II Free Senior Preferred Checking Executive Checking
Minimum Balance Requirements None None None $15001, $25002, or $50003 $5000 Minimum Daily Balance
Monthly Service Fees None $3 Monthly Maintenance Fee None $20 if Minimum Balance Not Met4 $30 if Minimum Balance Not Met
Interest None None Yes Yes Yes
Check Imaging $3 Fee5 Yes Yes Yes Yes
Free VISA CheckCard6 Yes Yes Yes Yes Yes
No Annual Fee VISA Credit Card7 Yes Yes Yes Yes Yes
Check Services          
Unlimited Check Writing Yes Yes Yes Yes Yes
Free Checks8 None None Yes Yes Yes
Online Services          
Free Online Banking Yes Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes Yes
Teller & Phone Services          
24-Hour Telephone ACCESSLine9 Yes Yes Yes Yes Yes
Free Unlimited Teller Transactions10 Yes Yes Yes Yes Yes
Additional Benefits          
Free Direct Deposit Yes Yes Yes Yes Yes
Free Notary Service Yes Yes Yes Yes Yes
Access to Universal Services Yes Yes Yes Yes Yes


For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.

 

1 $1500 minimum daily balance in checking
2 $2500 minimum daily balance in combination of checking or savings
3 $5000 in a combination of a CD or IRA account
4 a $0.45 per debit if minimum balance not met
5 $3 fee for check imaging in statement, otherwise check safe keeping will be applied
6 For approved applicants
7 Subject to credit approval
8 Checks are wallet style
9 Fees for the use of the AccessLine apply to personal checking and savings accounts only. The first four (4) calls per statement cycle free.  A charge of $1.00 will apply to each additional call during the statement period.
10Teller transactions include deposits, withdrawals, transfers, or cashed checks

 
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