Preferred Checking
Preferred Checking recognizes
your success and rewards your financial accomplishments.
With your combined balances of $5,000 or more,
you qualify for preferred rates and financial
benefits you need to achieve your goals.
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Preferred Checking
Features: |
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| Minimum Monthly Balance: |
$1500 minimum daily balance in checking,
OR
$2500 minimum daily balance in a combination
of checking or savings, OR
$5000 in any combination of a CD or IRA account
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| |
|
| Monthly Service Fee: |
None if minimum balance is maintained. Otherwise:
$20 Maintenance Fee Applies
$.45 debit activity fee for each check or
withdrawal
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| Interest: |
Yes |
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| Check Return Option: |
Check Images Returned in Statement |
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| Account Benefits: |
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- Unlimited Check writing
- Unlimited Teller Transactions
- Free Wallet Style Checks
- Free No Fee VISA CheckCard
- Free Online Banking
- Free Bill Payment
- Free ATM withdrawals at First South
Bank ATMs and STAR/CIRRUS ATMs*
- Access the 24-Hour Automated Access
Line
- Free Direct Deposit
- Free Notary Service
- Free Standard Safe Deposit Box
- No Fee Official Checks
- No Fee regular AMEX Travelers Checks
- 1/4 % Discount on Approved Consumer
Loans
- Access to Universal Account Benefits
& Services
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*does not include any fee the terminal owner may
charge
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| 24-Hour Telephone Access Line |
ATMs |
| Check Safe Keeping |
Credit Card1 |
| Direct Deposit |
Official Checks |
| Online Banking |
Online Bill Payment |
| Overdraft Protection1 |
Safe Deposit Box |
| Savings Bonds |
Travelers Checks |
| VISA CheckCard1 |
Wire Transfer |
For more information on Personal Finance Options,
click
here to send us your questions, or contact
us at 1-800-946-4178.
1 Subject to credit
approval
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