First South Bank  
First South Bank
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Universal Services

Preferred Checking

Preferred Checking recognizes your success and rewards your financial accomplishments. With your combined balances of $5,000 or more, you qualify for preferred rates and financial benefits you need to achieve your goals.

Preferred Checking Features:
Minimum Monthly Balance: $1500 minimum daily balance in checking, OR
$2500 minimum daily balance in a combination of checking or savings, OR
$5000 in any combination of a CD or IRA account
Monthly Service Fee: None if minimum balance is maintained. Otherwise:
$20 Maintenance Fee Applies
$.45 debit activity fee for each check or withdrawal
Interest: Yes
Check Return Option: Check Images Returned in Statement
Account Benefits:  
  • Unlimited Check writing
  • Unlimited Teller Transactions
  • Free Wallet Style Checks
  • Free No Fee VISA CheckCard
  • Free Online Banking
  • Free Bill Payment
  • Free ATM withdrawals at First South Bank ATMs and STAR/CIRRUS ATMs*
  • Access the 24-Hour Automated Access Line
  • Free Direct Deposit
  • Free Notary Service
  • Free Standard Safe Deposit Box
  • No Fee Official Checks
  • No Fee regular AMEX Travelers Checks
  • 1/4 % Discount on Approved Consumer Loans
  • Access to Universal Account Benefits & Services

*does not include any fee the terminal owner may charge

24-Hour Telephone Access Line ATMs
Check Safe Keeping Credit Card1
Direct Deposit Official Checks
Online Banking Online Bill Payment
Overdraft Protection1 Safe Deposit Box
Savings Bonds Travelers Checks
VISA CheckCard1 Wire Transfer

For more information on Personal Finance Options, click here to send us your questions, or contact us at 1-800-946-4178.

1 Subject to credit approval

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