Privacy Policy

FACTS
WHAT DOES FIRST SOUTH BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • account balances and payment history
  • credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons First South Bank chooses to share; and whether you can limit this sharing.

 

Reasons we can share your personal information

Does First South
Bank share?

Can you limit this sharing?

For our everyday business purposes 
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes No
For our marketing purposes 
to offer our products and services to you

Yes No
For joint marketing with other financial companies

Yes
No
For our affiliates everyday business purposes
information about your transactions and experiences

Yes
No
For our affiliates' everyday business purposes 
information about your creditworthiness

Yes   Yes
For our affiliates to market to you

Yes Yes
For non-affiliates to market to you

No
We don't share

  

To Limit our Sharing
  • Call Toll-Free 1-888-993-7664                                                                                                 
  • Submit our Privacy Opt-Out Form
Please note: If you are a new customer, we can begin sharing your information 30 days from the date we
sent this notice.  When you are not longer our customer, we continue to share your information as described in this notice.
Questions?
Call 888.993.7664

 

What we do
How does First South Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

We also maintain other physical, electronic and procedural safeguards to protect
this information and we limit access to information to those employees for whom
access is appropriate.

How does First South Bank collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Use your credit or debit card
  • Provide account information
  • Give us your contact information
  • Show us your Drivers' License

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates everyday business purposes ó information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.

  

Definitions
Affiliates Companies related by common ownership or control. They can be financial and
non-financial companies.
  • Our affiliates include a leasing company, a title insurance company, and an insurance company.
    Non-affiliates          Companies not related by common ownership or control. They can be financial and non-financial companies.
    • First South Bank does not share with non-affiliates so they can market to you.
    Joint
    marketing
    A formal agreement between non-affiliated financial companies that together market financial products or services to you.
    • Our joint marketing partners include Elan Financial Services.