| Home Mortgage Qualifications
Be prepared to provide the follwoing information to
you Mortgage Loan Officer during your first meeting.
| Personal Information: |
|
| |
- Name, social security number, and date of
birth
- Present address and telephone number
- Number of years at currentl residence
- Name and address of your present mortage company
of landlord
- Amount of monthly mortgage or rent payment
- Previous years’ W-2 forms
- Pay stub from the last 30 days
- Most recent two months’ bank statements
|
| Employment Information: |
| |
- Name, address, and telephone number of employeer
or employeers
- Position or title
- Length of employment
- Salary, commision, bonuses, and overtime pay
|
| Self Employment
Information: |
| |
- Year to date profit and loss statemnet and
balance sheet
- Lat two years of signed Federal Tax Returns
|
| Other Information: |
| |
- Source of other income, such as retirement
or rental income
- Name, address, and account numbers for banks
where you have a checking or savings account
- Name, address, and account numbers for brokers
where you have account numbers
- Estimated value of stocks and bonds
- Face and cash value of life insurance policies
- Year, make, and estimated value of any vehicles
- Name, address, account number, monthly payment,
and present balance for installment loans or
credit cards
- Alimony or child support payments
- Mortgage history (if you are selling a current
home)
- Name and address of attorney handling your
home purchase
- Application deposit fee check for credit report,
appraisal, and flood certification
- Copy of contract, if you are purchasing a
home
- Description and location of the property,
which will secure repayment of the loan
|
Find a Mortgage
Loan Officer in your area.
Home
Mortgage Calculators
For more information on Home Mortgage Options, click
here to send us your questions, or contact us at
1-888-993-8754.
|
