Make everyday banking easy by carrying a First South debit card. It’s a smart, secure way to bank. You’ll enjoy …

• Quick access to your money, the ability to check balances, and transfer money between eligible accounts at ATMs
• Worldwide purchases

To Report a Lost or Stolen Visa® Debit card after hours, on weekends, or on holidays, please call 866.546.8273.

Going Abroad? Let us know before you go by calling 800.946.4178.

FSB Offers Additional Security for Online Purchases through Risk-Based 3D Secure

The Risk Based 3D Secure offers an additional layer of authentication for online VISA debit card purchases. Your VISA debit card is automatically enrolled in the VISA 3D Secure Program. You will not be required to enter a password during your online shopping experience but you could be presented with some challenge questions for certain types of online debit card purchases.
When you make an online debit card purchase from participating merchants your transaction will be assessed by a risk-based authentication method. If your purchase is considered low risk, your transaction will be completed without challenge questions. If your purchase is considered high risk due to a suspicious factor i.e. fraudulent activity on the card, high dollar transaction, etc. you will be asked to answer challenge questions such as the last 4-digits of your social security number, card expiration date or zip code. Once you answer the challenge questions, you will submit your order and if everything is acceptable you will then see a “Thank You” screen letting you know your transaction was accepted.
If your transaction is blocked, you will need to contact First South Bank during business hours at 888-993-7664.