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Online Banking

Business Services and Tools

We provide quick access to services and tools to help you make the most of your business banking experience.


Need a balance? Or to see if a check has cleared? Learn more …

Get up to 4 free calls every statement cycle!

Call our 24-hour Account ACCESSLine


Make additional calls at $1.00 per call.

Business Credit Cards

Enjoy the security that comes with Visa® Business Credit Cards. More information …

Offers the payment flexibility to separate business from personal expenses, control purchases, access free spending reports and the purchasing power and rewards to manage your business. All with the security that comes with Visa Business credit cards.

View our Business Credit Card Options.

Debit Cards

Make everyday banking easy by carrying a First South debit card. It’s a smart, secure way to bank. You’ll enjoy …

  • Quick access to your money, the ability to check balances, and transfer money between eligible accounts at ATMs
  • Worldwide purchases

To Report a Lost or Stolen Visa® Debit card after hours, on weekends, or on holidays, please call 866.546.8273.

Going Abroad? Let us know before you go by calling 800.946.4178.

FSB Offers Additional Security for Online Purchases through Risk-Based 3D Secure

The Risk Based 3D Secure offers an additional layer of authentication for online VISA debit card purchases. Your VISA debit card is automatically enrolled in the VISA 3D Secure Program. You will not be required to enter a password during your online shopping experience but you could be presented with some challenge questions for certain types of online debit card purchases.
When you make an online debit card purchase from participating merchants your transaction will be assessed by a risk-based authentication method. If your purchase is considered low risk, your transaction will be completed without challenge questions. If your purchase is considered high risk due to a suspicious factor i.e. fraudulent activity on the card, high dollar transaction, etc. you will be asked to answer challenge questions such as the last 4-digits of your social security number, card expiration date or zip code. Once you answer the challenge questions, you will submit your order and if everything is acceptable you will then see a “Thank You” screen letting you know your transaction was accepted.
If your transaction is blocked, you will need to contact First South Bank during business hours at 888-993-7664.

Check Recovery

Save money and time collecting funds from dishonored checks with our convenient and efficient check recovery service, provided by our partner Checkmarc®. Checkmarc® has the research capability to find and collect your funds allowing you to spend your time running your business.

Mortgage Rates

Looking to purchase a home? Click here to see our mortgage rates.

Financial Resources

From calculators to savings and planning for retirement, our Financial Resources has the tools and tips you need.


Proudly supporting our communities and the causes that touch them since 1902.