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Special Programs

First South Bank offers programs with stated or no income requirements, 80/20 combo loans, 100% loans without private mortgage insurance, and many more.

Choose a Special Programs loan if you:

  • No income or stated income programs where verification of income is not required.
  • 80/20 combo will combine a 1st and 2nd mortgage together to create a no down payment loan without mortgage insurance.
  • Lock your payment for up to 365 days.

What You Need to Know:
Contact a Mortgage Loan Officer to go over any questions you may have or call our Mortgage Call Center at 1-888-993-8754.

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