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USDA Loans

USDA loans are primarily used to help low-income individuals or households purchase homes in rural areas. Funds can be used to build, repair, renovate or relocate a home, or to purchase and prepare sites, including providing water and sewage facilities.

Applicants for loans may have an income of up to 115% of the median income for the area. Families must be without adequate housing, including increasing family size, but be able to afford the mortgage payments, including taxes and insurance. In addition, applicants must have reasonable credit histories.

Choose a USDA loan if you:

  • Homes in Rural or Suburban areas are available
  • 100% loan programs at competitive rates
  • Home buyers are eligible for this program when other financial programs are not suitable

What You Need to Know:
Contact a Mortgage Loan Officer to go over any questions you may have or call our Mortgage Call Center at 1-888-993-8754.

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